Individual Voluntary Arrangements (“IVA”)
IVA’s can be a really good way to solve your financial problems if you are able to make an offer to your creditors that they are likely to accept. MORE...


Bankruptcy
Bankruptcy is an insolvency process which is started by a bankruptcy petition. This can either be brought by you as someone who owes the money, or by someone you owe money to. MORE...


Comparing bankruptcy and an Individual Voluntary Arrangement
Bankruptcy and an Individual Voluntary Arrangement both deal with personal insolvency in a fixed period of time. MORE...

email us at info@carmichaelsinsolvency.co.uk

Comparing bankruptcy and an Individual Voluntary Arrangement
Bankruptcy and an Individual Voluntary Arrangement both deal with personal insolvency in a fixed period of time. In this way they differ from most debt management plans. They deal with the debt in very different ways.

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